Blog: Mortgage Information

Land Contract

An alternative to a non-conforming loan is the use of a land contract, which is allowed in some states. A land contract is an agreement between a buyer and a seller, where the buyer agrees to make periodic payments to the seller. The title to the property... Read more

WHAT’S A FICO®?

What is a FICO® Score? FICO® stands for Fair Isaac & Company and is the name for the most well known credit scoring system, used by Experian. The credit bureau’s computer evaluates a complete credit profile and assigns a score, which is... Read more

Types of Mortgage Lenders

Mortgage Bankers Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans, which are then sold directly to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan investors, and others. Any company that does this is conside... Read more

Your Savings and Down Payment

Your First Step Toward Buying a Home When preparing to buy a home, the first thing many homebuyers do is look at the real estate ads in newspapers, magazines and listings on the Internet. Some potential buyers read how-to articles like this one. The next... Read more

FICO® Scores and Your Mortgage

Years ago, credit scoring had little to do with mortgage lending. When reviewing the credit worthiness of a borrower, an underwriter would make a subjective decision based on past payment history. Then things changed. Lenders studied the relationship be... Read more
Doris Young & Co. REALTORS 
14239 Old Bandera Rd.
Helotes, TX 78023
Phone: 210-695-2861
Fax: 210-695-2618
Contact Us

Testimonials

Dear Doris, 

I'm finally settled into my new home . Its just beautiful! I wanted to take this opportunity to let you know how much I appreciate your hard work and special efforts toward the sale of my house. That sale helped me achieve a long time dream of a new home. Thank you for your kindness through it all.so
Joyce Kosub
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Doris Young & Co. REALTORS 
210-695-2861 | Contact Us
14239 Old Bandera Rd. - Helotes, TX 78023
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